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Account Rates

Effective 5/1/14

Type of Account Current Quarter Anticipated Rates
Regular Share:
0.15%
Christmas Club: 0.25%
Vacation Club: 0.25%
Share Draft:
0.00%
Money Market Account:
    Less than $2,500.00
    $2,501.00 - $25,000.00
    $25,001.00 - $50,000.00
    $50,001.00 - $100,000.00
    Over $100,001.00

0.00%
0.20%
0.30%
0.50%
1.00%



Share Certificates

Effective 9/1/2017

Term of Certificate Rates APY†
6 Months 0.25% 0.25%
1 Year 0.50% 0.50%
2 Years 0.75% 0.75%
3 Years 1.00% 1.00%
12 Month Special‡ 1.25% 1.25%
24 Month Special‡ 2.00% 2.01%
36 Month Special‡ 1.50% 1.50%
  • †APY = Annual Percentage Yield. Minimum deposit required of $500.00. A penalty may be imposed for early withdrawal. ‡New Money Only (Current funds on deposit with WCU are not eligible) - Limited Time Offer subject to change.



Loan Rates

Effective 10/1/2017


Type of Loan Terms and Conditions Rate
Signature Up to 60 Months 9.90% - 16.90%*
Overdraft Loan Protection
Not to exceed $1000
Revolving 14.50%
New or Used Auto/Truck Refinance Promotion or Competitor Match Rates Rates as low as
3.00%**
New Auto/Truck 2017-2018-Up to 72 months

Program Vehicle with less than 15,000 miles is considered as new
2.75% - 12.25%*
Used Auto/Truck
2011 - 2017 - Up to 60 months

2008 - 2010 - Up to 48 months

Up To 2007 - Up to 36 months
3.25% - 13.25%*

6.25% - 16.25%*

6.75% - 16.75%*

New Other Secured
Boats, RVs, Motorcycles, ATVs, Snowmobiles, Golf Carts, Riding Mowers, Non-Commercial Tractors, Travel Trailers, Utility Trailers, etc...
Up to 84 months
(Some restrictions apply)
4.90% - 14.90%*
Used Other Secured
Boats, RVs, Motorcycles, ATVs, Snowmobiles, Golf Carts, Riding Mowers, Non-Commercial Tractors, Travel Trailers, Utility Trailers, etc...
Up to 84 months
(Some restrictions apply)
6.90% - 16.90%*
Share or Share
Certificate Secured

(Minimum of 2.00% over earnings rate whichever is greater)

Up to 60 months 4.00%
Minimum Rate
MasterCard Revolving 9.90% - 16.90%*


NOTES:
  1. View our What’s New! for current deposit or loan promotions.
  2. *Rates are based on the credit history and creditworthiness of the applicant and terms of the loan. Rates valid at time of posting and subject to notice. Some restrictions may apply.
  3. **Restrictions apply.


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