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The following schedule represents items or services which are not considered routine and
usually create additional expenses for the credit union to render.
Effective 8/1/2013
| Fee/Service Description | Fee/Service Cost |
| Fax Transmission (non-business): Local - Not local - |
$0.50 per page $1.00 per page |
| Wire Transfer | $17.00 |
| Rapid Cash | $7.00 |
| ACH Payments Credit Union Originates |
$2.00 |
| Check Cashing (non-members) | $5.00 |
| Visa Gift Cards | $5.00 per card |
| Check Copy: Mailed - Faxed - |
$5.00 $4.00 |
| Photo Copy of Check (In-house) | $1.00 |
| Shipping: UPS: Next day - FedEx: Two days - FedEx: Saturday - |
$12.00 $10.00 $30.00 |
| Share Draft/ACH/EFT/Debit Card: Courtesy Pay - Non-Sufficient Funds (NSF) - Stop Payment - |
$35.00 $35.00 $35.00 per check |
| Statement Printout | $5.00 per page |
| Reg D Excess Primary Share Withdrawal (more than 6 per month) |
$25.00 per each excess |
| Reg D Excess Share Withdrawal Christmas Club (more than 1 per year) - Vacation Club (more than 4 per year) - |
$5.00 per each excess $5.00 per each excess |
| ATM Inquiry - Withdrawal - Foreign ATM Card Capture - |
$1.00 (pass through) $1.00 (pass through) $25.00 each |
| Overdraft Protection Processing Setup | $20.00 |
| Secured Loan Processing Fee | $75.00 |
| Re-issue MasterCard, Debit/ATM Card (lost, stolen, damaged) | $10.00 |
| MasterCard/Debit Card Re-issue PIN number - Rush Order - Late Payment - |
$5.00 $50.00 $30.00 |
| Loan Payment Late Charge | 5% of payment or |
| Legal Process (attachment, garnishment, levy, etc.) per occurence. Or such other rate as may be set by law. Fee applies to each legal order or process that directs us to freeze, attach or withhold funds or other property |
$100.00 |
| Returned Mail | $2.00 |
| Dormant Account - Monthly
Fee Definition: A dormant account is a regular share account with: -no deposits or withdrawals for twelve (12) months -no other credit union savings or loan or investment services -a balance of less than $100.00 -members under 24 years of age are excluded |
$5.00 per month |
| Share Account - Opened and closed within 90 days of opening | $20.00 |
| Research Time (per hour or any part thereof over 1/2 hour) | $25.00* |
| Account Reconciliation (per hour or any part thereof over 1/2 hour) | $25.00* |
| Cashier's Check Two (2) free per month with checking account Non-member - |
$25.00 |
| Money Market Below minimum balance fee - EXCESS SHARE WITHDRAWAL - (If more than 3 per month) |
$10.00 per month $10.00 per withdrawal |
| Deposited Item Returned | $10.00 per item |
| Written Verification of Deposit | $10.00 |
| Negative Account Balance Fee | $5.00 per day after 30 days |
| Forced Closure Fee | $25.00 |
| One Service Fee charged if member has only one service with credit union and no other credit union savings or loan or investment services, has a balance of less than $100.00 at end of month, the account has been open at least six months, and member is over the age of 24. |
$5.00 per month |
| Loan Payment Returned Unpaid | $35.00 per item |
| Courtesy Pay Fee Includes the following: checks/drafts, ACH, Freedom Banking, telephone transfers, ATM withdrawals, and Debit card purchases |
$35.00 per each item |
| IRA External Transfer Fee | $25.00 |
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* NOTE #1:
After Research and/or Account Reconciliation has been completed and the problem resulted from an error created by the credit union, these fees will be waived.
Each certificate upon maturity will automatically be renewed for the same period, at the rate of interest being paid by the credit union on the date of maturity/renewal, unless written instructions are received by the credit union to do otherwise prior to the maturity date. |
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